diff --git a/CHANGELOG.md b/CHANGELOG.md index 89fb88873..0e1c4ccf7 100644 --- a/CHANGELOG.md +++ b/CHANGELOG.md @@ -14,6 +14,7 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0 ### Changed - Updated the _Privacy Policy_ +- Updated the _Terms of Service_ - Improved the language localization for Japanese (`ja`) - Upgraded `nestjs` from version `11.1.21` to `11.1.27` diff --git a/apps/client/src/assets/terms-of-service.md b/apps/client/src/assets/terms-of-service.md index 4f62eee5b..dd125dea3 100644 --- a/apps/client/src/assets/terms-of-service.md +++ b/apps/client/src/assets/terms-of-service.md @@ -1,28 +1,40 @@ -This Terms of Service Agreement (hereinafter referred to as the "Agreement") is a legally binding contract between you (hereinafter referred to as the "User" or "You") and Ghostfolio LLC (hereinafter referred to as "LICENSEE") governing your use of the web application and the application programming interface (API) (hereinafter referred to as the "Service") provided by LICENSEE. By either accessing or using the Service, or by downloading data provided by the Service, you agree to be bound by the terms and conditions of this Agreement. If you do not agree to these terms, please do not access or use the Service. +This Terms of Service Agreement (hereinafter referred to as the "Agreement") is a legally binding contract between you (hereinafter referred to as the "User" or "You") and Ghostfolio LLC, Switzerland (hereinafter referred to as "LICENSEE") governing your use of the web application and the application programming interface (API) (hereinafter referred to as the "Service") provided by LICENSEE. By either accessing or using the Service, or by downloading data provided by the Service, you agree to be bound by the terms and conditions of this Agreement. If you do not agree to these terms, please do not access or use the Service. ## Definitions
  1. "Service" refers to the services provided by LICENSEE, including, but not limited to, the web application, the application programming interface (API), and the provision of financial market data.
  2. "User" refers to any individual or entity that either accesses or uses the Service, or downloads data provided by the Service.
    3. -
  3. "LICENSEE" refers to Ghostfolio LLC, the provider of the Service.
    4. +
  4. "LICENSEE" refers to Ghostfolio LLC, Switzerland, the provider of the Service.
## License Grant -LICENSEE grants the User a non-exclusive, non-transferable, revocable license to access and use the Service, and download data provided by the Service, solely for lawful and non-commercial purposes in accordance with the terms and conditions of this Agreement. +LICENSEE grants the User a non-exclusive, non-transferable, revocable license to access and use the Service, and download data provided by the Service, solely for lawful, personal, and non-commercial purposes in accordance with the terms and conditions of this Agreement. ## Use Restrictions The User agrees to the following use restrictions:
    -
  1. The Service provided by LICENSEE is for informational and educational purposes only and shall not be used for any commercial purposes.
    2. +
  2. The Service provided by LICENSEE is for the User’s personal, informational, and educational purposes only, whether accessed on a free or paid plan, and shall not be used for any commercial purposes.
  3. The User shall not distribute, sell, rent, lease, sublicense, or otherwise transfer the data provided by the Service to any third party.
  4. The User shall not modify, adapt, reverse engineer, decompile, disassemble, or create derivative works based on the Service.
  5. The User shall not use the Service in any manner that violates applicable laws or regulations.
+## Fair Usage + +The Service is provided for fair and reasonable use. The User agrees not to use the Service, including the API, in a way that: + +
    +
  1. places an unreasonable or disproportionate load on LICENSEE’s infrastructure or that of its data providers;
    2. +
  2. uses automated means to access, scrape, or download data beyond any rate limits or usage volumes set by LICENSEE; or
    3. +
  3. circumvents, or tries to circumvent, any technical limits, rate limits, or access controls of the Service.
    4. +
+ +LICENSEE may set and change reasonable usage limits, and may throttle, suspend, or restrict access where it reasonably finds a User’s usage excessive or unfair, including on paid plans. Suspension or restriction for the User’s breach does not entitle the User to a refund. + ## Ownership The Service, and all data provided by the Service, is the property of LICENSEE and is protected by intellectual property laws. The User acknowledges that LICENSEE retains all rights, title, and interest in and to the Service. @@ -41,7 +53,7 @@ This Agreement is effective until terminated by either party. The User may termi ## Governing Law -This Agreement shall be governed by and construed in accordance with the laws of Zurich, Switzerland, without regard to its conflict of law principles. +This Agreement shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law principles. The courts of Zurich, Switzerland shall have exclusive jurisdiction over any dispute arising out of or in connection with this Agreement. ## Entire Agreement @@ -59,10 +71,10 @@ LICENSEE may change the features or pricing of paid plans. For any existing paid ## Refund Policy -LICENSEE may offer a free trial of paid plans. Users are encouraged to use any available free trial to evaluate the Service before purchasing. While all purchases are final, a refund may be requested within fourteen (14) days of the purchase date by contacting LICENSEE. Requests after this period will not be honored. +LICENSEE may offer a free trial of paid plans. Users are encouraged to use any available free trial to evaluate the Service before purchasing. While all purchases are final, LICENSEE may, as a voluntary goodwill gesture, grant a refund if requested within fourteen (14) days of the purchase date by contacting LICENSEE. Requests after this period will not be honored. This does not affect any mandatory consumer rights You may have under the laws of Your country of residence, including any right of withdrawal, where such rights apply regardless of this Agreement’s governing law. By accessing or using the Service, or downloading data provided by the Service, the User acknowledges that they have read, understood, and agreed to be bound by this Terms of Service Agreement. For any questions or concerns regarding this Agreement, please contact us [here](https://ghostfol.io/en/about). -Date of Last Revision: April 6, 2026 +Date of Last Revision: June 30, 2026