diff --git a/apps/api/src/models/rules/account-cluster-risk/current-investment.ts b/apps/api/src/models/rules/account-cluster-risk/current-investment.ts
index dbf3fee4d..0601eea9a 100644
--- a/apps/api/src/models/rules/account-cluster-risk/current-investment.ts
+++ b/apps/api/src/models/rules/account-cluster-risk/current-investment.ts
@@ -124,7 +124,7 @@ export class AccountClusterRiskCurrentInvestment extends Rule<Settings> {
   public getSettings({ baseCurrency, xRayRules }: UserSettings): Settings {
     return {
       baseCurrency,
-      isActive: xRayRules?.[this.getKey()].isActive ?? true,
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
       thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.5
     };
   }
diff --git a/apps/api/src/models/rules/account-cluster-risk/single-account.ts b/apps/api/src/models/rules/account-cluster-risk/single-account.ts
index 6045e5892..8890bb767 100644
--- a/apps/api/src/models/rules/account-cluster-risk/single-account.ts
+++ b/apps/api/src/models/rules/account-cluster-risk/single-account.ts
@@ -74,7 +74,7 @@ export class AccountClusterRiskSingleAccount extends Rule<RuleSettings> {
 
   public getSettings({ xRayRules }: UserSettings): RuleSettings {
     return {
-      isActive: xRayRules?.[this.getKey()].isActive ?? true
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
     };
   }
 }
diff --git a/apps/api/src/models/rules/currency-cluster-risk/base-currency-current-investment.ts b/apps/api/src/models/rules/currency-cluster-risk/base-currency-current-investment.ts
index c427a842e..2c2b6c4d6 100644
--- a/apps/api/src/models/rules/currency-cluster-risk/base-currency-current-investment.ts
+++ b/apps/api/src/models/rules/currency-cluster-risk/base-currency-current-investment.ts
@@ -100,7 +100,7 @@ export class CurrencyClusterRiskBaseCurrencyCurrentInvestment extends Rule<Setti
   public getSettings({ baseCurrency, xRayRules }: UserSettings): Settings {
     return {
       baseCurrency,
-      isActive: xRayRules?.[this.getKey()].isActive ?? true
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
     };
   }
 }
diff --git a/apps/api/src/models/rules/currency-cluster-risk/current-investment.ts b/apps/api/src/models/rules/currency-cluster-risk/current-investment.ts
index ace38100f..7a3693daf 100644
--- a/apps/api/src/models/rules/currency-cluster-risk/current-investment.ts
+++ b/apps/api/src/models/rules/currency-cluster-risk/current-investment.ts
@@ -101,7 +101,7 @@ export class CurrencyClusterRiskCurrentInvestment extends Rule<Settings> {
   public getSettings({ baseCurrency, xRayRules }: UserSettings): Settings {
     return {
       baseCurrency,
-      isActive: xRayRules?.[this.getKey()].isActive ?? true,
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
       thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.5
     };
   }
diff --git a/apps/api/src/models/rules/emergency-fund/emergency-fund-setup.ts b/apps/api/src/models/rules/emergency-fund/emergency-fund-setup.ts
index 1de51d0e7..d97805fa6 100644
--- a/apps/api/src/models/rules/emergency-fund/emergency-fund-setup.ts
+++ b/apps/api/src/models/rules/emergency-fund/emergency-fund-setup.ts
@@ -62,7 +62,7 @@ export class EmergencyFundSetup extends Rule<Settings> {
   public getSettings({ baseCurrency, xRayRules }: UserSettings): Settings {
     return {
       baseCurrency,
-      isActive: xRayRules?.[this.getKey()].isActive ?? true
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
     };
   }
 }
diff --git a/apps/api/src/models/rules/fees/fee-ratio-initial-investment.ts b/apps/api/src/models/rules/fees/fee-ratio-initial-investment.ts
index 805b86fd4..93c9aafd3 100644
--- a/apps/api/src/models/rules/fees/fee-ratio-initial-investment.ts
+++ b/apps/api/src/models/rules/fees/fee-ratio-initial-investment.ts
@@ -85,7 +85,7 @@ export class FeeRatioInitialInvestment extends Rule<Settings> {
   public getSettings({ baseCurrency, xRayRules }: UserSettings): Settings {
     return {
       baseCurrency,
-      isActive: xRayRules?.[this.getKey()].isActive ?? true,
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
       thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.01
     };
   }
diff --git a/apps/api/src/models/rules/liquidity/buying-power.ts b/apps/api/src/models/rules/liquidity/buying-power.ts
index a8b74f354..c4884c066 100644
--- a/apps/api/src/models/rules/liquidity/buying-power.ts
+++ b/apps/api/src/models/rules/liquidity/buying-power.ts
@@ -78,7 +78,7 @@ export class BuyingPower extends Rule<Settings> {
   public getSettings({ baseCurrency, xRayRules }: UserSettings): Settings {
     return {
       baseCurrency,
-      isActive: xRayRules?.[this.getKey()].isActive ?? true,
+      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
       thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0
     };
   }