Centralize X-ray rule settings

apps/api/src/app/portfolio/portfolio.service.ts

@@ -33,6 +33,7 @@ import {
 import {
   DEFAULT_CURRENCY,
   DEFAULT_DATE_RANGE,
+  DEFAULT_LANGUAGE_CODE,
   TAG_ID_DRAFT,
   TAG_ID_EMERGENCY_FUND,
   TAG_ID_EXCLUDE_FROM_ANALYSIS,
@@ -1288,6 +1289,8 @@ export class PortfolioService {
       userSettings: this.request.user.settings.settings as UserSettings
     });
 
+    const languageCode = userSettings.language ?? DEFAULT_LANGUAGE_CODE;
+
     const { accounts, holdings, markets, marketsAdvanced, summary } =
       await this.getDetails({
         user,
@@ -1330,8 +1333,8 @@ export class PortfolioService {
       {
         key: 'liquidity',
         name: this.i18nService.getTranslation({
-          id: 'rule.liquidity.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.liquidity.category'
         }),
         rules: await this.rulesService.evaluate(
           [
@@ -1339,7 +1342,7 @@ export class PortfolioService {
               this.exchangeRateDataService,
               this.i18nService,
               summary.cash,
-              userSettings.language
+              languageCode
             )
           ],
           userSettings
@@ -1348,15 +1351,15 @@ export class PortfolioService {
       {
         key: 'emergencyFund',
         name: this.i18nService.getTranslation({
-          id: 'rule.emergencyFund.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.emergencyFund.category'
         }),
         rules: await this.rulesService.evaluate(
           [
             new EmergencyFundSetup(
               this.exchangeRateDataService,
               this.i18nService,
-              userSettings.language,
+              languageCode,
               totalEmergencyFundInBaseCurrency
             ),
             // The coverage is only meaningful once an emergency fund has been
@@ -1366,7 +1369,7 @@ export class PortfolioService {
                   new EmergencyFundCoverage(
                     this.exchangeRateDataService,
                     this.i18nService,
-                    userSettings.language,
+                    languageCode,
                     emergencyFundInBaseCurrency,
                     emergencyFundHoldingsValueInBaseCurrency,
                     cashBalanceInBaseCurrency
@@ -1380,8 +1383,8 @@ export class PortfolioService {
       {
         key: 'currencyClusterRisk',
         name: this.i18nService.getTranslation({
-          id: 'rule.currencyClusterRisk.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.currencyClusterRisk.category'
         }),
         rules: hasOpenHoldings
           ? await this.rulesService.evaluate(
@@ -1390,13 +1393,13 @@ export class PortfolioService {
                   this.exchangeRateDataService,
                   this.i18nService,
                   holdings,
-                  userSettings.language
+                  languageCode
                 ),
                 new CurrencyClusterRiskCurrentInvestment(
                   this.exchangeRateDataService,
                   this.i18nService,
                   holdings,
-                  userSettings.language
+                  languageCode
                 )
               ],
               userSettings
@@ -1406,8 +1409,8 @@ export class PortfolioService {
       {
         key: 'assetClassClusterRisk',
         name: this.i18nService.getTranslation({
-          id: 'rule.assetClassClusterRisk.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.assetClassClusterRisk.category'
         }),
         rules: hasOpenHoldings
           ? await this.rulesService.evaluate(
@@ -1415,13 +1418,13 @@ export class PortfolioService {
                 new AssetClassClusterRiskEquity(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   holdings
                 ),
                 new AssetClassClusterRiskFixedIncome(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   holdings
                 )
               ],
@@ -1432,8 +1435,8 @@ export class PortfolioService {
       {
         key: 'accountClusterRisk',
         name: this.i18nService.getTranslation({
-          id: 'rule.accountClusterRisk.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.accountClusterRisk.category'
         }),
         rules:
           summary.activityCount > 0
@@ -1442,13 +1445,13 @@ export class PortfolioService {
                   new AccountClusterRiskCurrentInvestment(
                     this.exchangeRateDataService,
                     this.i18nService,
-                    userSettings.language,
+                    languageCode,
                     accounts
                   ),
                   new AccountClusterRiskSingleAccount(
                     this.exchangeRateDataService,
                     this.i18nService,
-                    userSettings.language,
+                    languageCode,
                     accounts
                   )
                 ],
@@ -1459,8 +1462,8 @@ export class PortfolioService {
       {
         key: 'economicMarketClusterRisk',
         name: this.i18nService.getTranslation({
-          id: 'rule.economicMarketClusterRisk.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.economicMarketClusterRisk.category'
         }),
         rules: hasOpenHoldings
           ? await this.rulesService.evaluate(
@@ -1470,14 +1473,14 @@ export class PortfolioService {
                   this.i18nService,
                   marketsTotalInBaseCurrency,
                   markets.developedMarkets.valueInBaseCurrency,
-                  userSettings.language
+                  languageCode
                 ),
                 new EconomicMarketClusterRiskEmergingMarkets(
                   this.exchangeRateDataService,
                   this.i18nService,
                   marketsTotalInBaseCurrency,
                   markets.emergingMarkets.valueInBaseCurrency,
-                  userSettings.language
+                  languageCode
                 )
               ],
               userSettings
@@ -1487,8 +1490,8 @@ export class PortfolioService {
       {
         key: 'regionalMarketClusterRisk',
         name: this.i18nService.getTranslation({
-          id: 'rule.regionalMarketClusterRisk.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.regionalMarketClusterRisk.category'
         }),
         rules: hasOpenHoldings
           ? await this.rulesService.evaluate(
@@ -1496,35 +1499,35 @@ export class PortfolioService {
                 new RegionalMarketClusterRiskAsiaPacific(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   marketsAdvancedTotalInBaseCurrency,
                   marketsAdvanced.asiaPacific.valueInBaseCurrency
                 ),
                 new RegionalMarketClusterRiskEmergingMarkets(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   marketsAdvancedTotalInBaseCurrency,
                   marketsAdvanced.emergingMarkets.valueInBaseCurrency
                 ),
                 new RegionalMarketClusterRiskEurope(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   marketsAdvancedTotalInBaseCurrency,
                   marketsAdvanced.europe.valueInBaseCurrency
                 ),
                 new RegionalMarketClusterRiskJapan(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   marketsAdvancedTotalInBaseCurrency,
                   marketsAdvanced.japan.valueInBaseCurrency
                 ),
                 new RegionalMarketClusterRiskNorthAmerica(
                   this.exchangeRateDataService,
                   this.i18nService,
-                  userSettings.language,
+                  languageCode,
                   marketsAdvancedTotalInBaseCurrency,
                   marketsAdvanced.northAmerica.valueInBaseCurrency
                 )
@@ -1536,15 +1539,15 @@ export class PortfolioService {
       {
         key: 'fees',
         name: this.i18nService.getTranslation({
-          id: 'rule.fees.category',
+          languageCode,
-          languageCode: userSettings.language
+          id: 'rule.fees.category'
         }),
         rules: await this.rulesService.evaluate(
           [
             new FeeRatioTotalInvestmentVolume(
               this.exchangeRateDataService,
               this.i18nService,
-              userSettings.language,
+              languageCode,
               summary.totalBuy + summary.totalSell,
               summary.fees
             )

apps/api/src/app/portfolio/rules.service.ts

@@ -1,4 +1,5 @@
 import { Rule } from '@ghostfolio/api/models/rule';
+import { getRuleSettings } from '@ghostfolio/api/models/rules/rule-settings';
 import {
   PortfolioReportRule,
   RuleSettings,
@@ -14,7 +15,10 @@ export class RulesService {
     aUserSettings: UserSettings
   ): Promise<PortfolioReportRule[]> {
     return aRules.map((rule) => {
-      const settings = rule.getSettings(aUserSettings);
+      const settings = getRuleSettings<T>({
+        key: rule.getKey(),
+        userSettings: aUserSettings
+      });
 
       if (settings?.isActive) {
         const { evaluation, value } = rule.evaluate(settings);

apps/api/src/app/user/user.service.ts

@@ -3,23 +3,7 @@ import { SubscriptionService } from '@ghostfolio/api/app/subscription/subscripti
 import { environment } from '@ghostfolio/api/environments/environment';
 import { PortfolioChangedEvent } from '@ghostfolio/api/events/portfolio-changed.event';
 import { getRandomString } from '@ghostfolio/api/helper/string.helper';
-import { AccountClusterRiskCurrentInvestment } from '@ghostfolio/api/models/rules/account-cluster-risk/current-investment';
+import { getXRayRulesSettings } from '@ghostfolio/api/models/rules/rule-settings';
-import { AccountClusterRiskSingleAccount } from '@ghostfolio/api/models/rules/account-cluster-risk/single-account';
-import { AssetClassClusterRiskEquity } from '@ghostfolio/api/models/rules/asset-class-cluster-risk/equity';
-import { AssetClassClusterRiskFixedIncome } from '@ghostfolio/api/models/rules/asset-class-cluster-risk/fixed-income';
-import { CurrencyClusterRiskBaseCurrencyCurrentInvestment } from '@ghostfolio/api/models/rules/currency-cluster-risk/base-currency-current-investment';
-import { CurrencyClusterRiskCurrentInvestment } from '@ghostfolio/api/models/rules/currency-cluster-risk/current-investment';
-import { EconomicMarketClusterRiskDevelopedMarkets } from '@ghostfolio/api/models/rules/economic-market-cluster-risk/developed-markets';
-import { EconomicMarketClusterRiskEmergingMarkets } from '@ghostfolio/api/models/rules/economic-market-cluster-risk/emerging-markets';
-import { EmergencyFundCoverage } from '@ghostfolio/api/models/rules/emergency-fund/emergency-fund-coverage';
-import { EmergencyFundSetup } from '@ghostfolio/api/models/rules/emergency-fund/emergency-fund-setup';
-import { FeeRatioTotalInvestmentVolume } from '@ghostfolio/api/models/rules/fees/fee-ratio-total-investment-volume';
-import { BuyingPower } from '@ghostfolio/api/models/rules/liquidity/buying-power';
-import { RegionalMarketClusterRiskAsiaPacific } from '@ghostfolio/api/models/rules/regional-market-cluster-risk/asia-pacific';
-import { RegionalMarketClusterRiskEmergingMarkets } from '@ghostfolio/api/models/rules/regional-market-cluster-risk/emerging-markets';
-import { RegionalMarketClusterRiskEurope } from '@ghostfolio/api/models/rules/regional-market-cluster-risk/europe';
-import { RegionalMarketClusterRiskJapan } from '@ghostfolio/api/models/rules/regional-market-cluster-risk/japan';
-import { RegionalMarketClusterRiskNorthAmerica } from '@ghostfolio/api/models/rules/regional-market-cluster-risk/north-america';
 import { ConfigurationService } from '@ghostfolio/api/services/configuration/configuration.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
 import { PrismaService } from '@ghostfolio/api/services/prisma/prisma.service';
@@ -405,128 +389,9 @@ export class UserService {
       (user.settings.settings as UserSettings).viewMode = 'DEFAULT';
     }
 
-    (user.settings.settings as UserSettings).xRayRules = {
+    (user.settings.settings as UserSettings).xRayRules = getXRayRulesSettings(
-      AccountClusterRiskCurrentInvestment:
+      user.settings.settings
-        new AccountClusterRiskCurrentInvestment(
+    );
-          undefined,
-          undefined,
-          undefined,
-          {}
-        ).getSettings(user.settings.settings),
-      AccountClusterRiskSingleAccount: new AccountClusterRiskSingleAccount(
-        undefined,
-        undefined,
-        undefined,
-        {}
-      ).getSettings(user.settings.settings),
-      AssetClassClusterRiskEquity: new AssetClassClusterRiskEquity(
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      AssetClassClusterRiskFixedIncome: new AssetClassClusterRiskFixedIncome(
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      BuyingPower: new BuyingPower(
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      CurrencyClusterRiskBaseCurrencyCurrentInvestment:
-        new CurrencyClusterRiskBaseCurrencyCurrentInvestment(
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings),
-      CurrencyClusterRiskCurrentInvestment:
-        new CurrencyClusterRiskCurrentInvestment(
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings),
-      EconomicMarketClusterRiskDevelopedMarkets:
-        new EconomicMarketClusterRiskDevelopedMarkets(
-          undefined,
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings),
-      EconomicMarketClusterRiskEmergingMarkets:
-        new EconomicMarketClusterRiskEmergingMarkets(
-          undefined,
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings),
-      EmergencyFundCoverage: new EmergencyFundCoverage(
-        undefined,
-        undefined,
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      EmergencyFundSetup: new EmergencyFundSetup(
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      FeeRatioTotalInvestmentVolume: new FeeRatioTotalInvestmentVolume(
-        undefined,
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      RegionalMarketClusterRiskAsiaPacific:
-        new RegionalMarketClusterRiskAsiaPacific(
-          undefined,
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings),
-      RegionalMarketClusterRiskEmergingMarkets:
-        new RegionalMarketClusterRiskEmergingMarkets(
-          undefined,
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings),
-      RegionalMarketClusterRiskEurope: new RegionalMarketClusterRiskEurope(
-        undefined,
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      RegionalMarketClusterRiskJapan: new RegionalMarketClusterRiskJapan(
-        undefined,
-        undefined,
-        undefined,
-        undefined,
-        undefined
-      ).getSettings(user.settings.settings),
-      RegionalMarketClusterRiskNorthAmerica:
-        new RegionalMarketClusterRiskNorthAmerica(
-          undefined,
-          undefined,
-          undefined,
-          undefined,
-          undefined
-        ).getSettings(user.settings.settings)
-    };
 
     let currentPermissions = getPermissions(user.role);
 

apps/api/src/models/interfaces/rule-settings-configuration.interface.ts

@@ -0,0 +1,5 @@
+export interface RuleSettingsConfiguration {
+  thresholdMax?: number;
+  thresholdMin?: number;
+  withBaseCurrency?: boolean;
+}

apps/api/src/models/interfaces/rule.interface.ts

@@ -1,9 +1,7 @@
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
 
 import { EvaluationResult } from './evaluation-result.interface';
 
 export interface RuleInterface<T extends RuleSettings> {
   evaluate(aRuleSettings: T): EvaluationResult;
-
-  getSettings(aUserSettings: UserSettings): T;
 }

apps/api/src/models/rule.ts

@@ -1,10 +1,9 @@
+import { XRayRuleKey } from '@ghostfolio/api/models/types/x-ray-rule-key.type';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
-import { DEFAULT_LANGUAGE_CODE } from '@ghostfolio/common/config';
 import {
   PortfolioPosition,
   PortfolioReportRule,
-  RuleSettings,
+  RuleSettings
-  UserSettings
 } from '@ghostfolio/common/interfaces';
 
 import { Big } from 'big.js';
@@ -14,17 +13,17 @@ import { EvaluationResult } from './interfaces/evaluation-result.interface';
 import { RuleInterface } from './interfaces/rule.interface';
 
 export abstract class Rule<T extends RuleSettings> implements RuleInterface<T> {
-  private key: string;
+  private key: XRayRuleKey;
   private languageCode: string;
 
   public constructor(
     protected exchangeRateDataService: ExchangeRateDataService,
     {
       key,
-      languageCode = DEFAULT_LANGUAGE_CODE
+      languageCode
     }: {
-      key: string;
+      key: XRayRuleKey;
-      languageCode?: string; // TODO: Make mandatory
+      languageCode: string;
     }
   ) {
     this.key = key;
@@ -75,6 +74,4 @@ export abstract class Rule<T extends RuleSettings> implements RuleInterface<T> {
   >;
 
   public abstract getName(): string;
-
-  public abstract getSettings(aUserSettings: UserSettings): T;
 }

apps/api/src/models/rules/account-cluster-risk/current-investment.ts

@@ -1,12 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { PortfolioDetails, RuleSettings } from '@ghostfolio/common/interfaces';
-import {
-  PortfolioDetails,
-  RuleSettings,
-  UserSettings
-} from '@ghostfolio/common/interfaces';
 
 import { Account } from '@prisma/client';
 
@@ -21,7 +16,7 @@ export class AccountClusterRiskCurrentInvestment extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: AccountClusterRiskCurrentInvestment.name
+      key: 'AccountClusterRiskCurrentInvestment'
     });
 
     this.accounts = accounts;
@@ -118,19 +113,6 @@ export class AccountClusterRiskCurrentInvestment extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.5
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/account-cluster-risk/single-account.ts

@@ -1,12 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { PortfolioDetails, RuleSettings } from '@ghostfolio/common/interfaces';
-import {
-  PortfolioDetails,
-  RuleSettings,
-  UserSettings
-} from '@ghostfolio/common/interfaces';
 
 export class AccountClusterRiskSingleAccount extends Rule<RuleSettings> {
   private accounts: PortfolioDetails['accounts'];
@@ -19,7 +14,7 @@ export class AccountClusterRiskSingleAccount extends Rule<RuleSettings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: AccountClusterRiskSingleAccount.name
+      key: 'AccountClusterRiskSingleAccount'
     });
 
     this.accounts = accounts;
@@ -68,14 +63,4 @@ export class AccountClusterRiskSingleAccount extends Rule<RuleSettings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): RuleSettings {
-    return {
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
-    };
-  }
 }

apps/api/src/models/rules/asset-class-cluster-risk/equity.ts

@@ -1,12 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { PortfolioPosition, RuleSettings } from '@ghostfolio/common/interfaces';
-import {
-  PortfolioPosition,
-  RuleSettings,
-  UserSettings
-} from '@ghostfolio/common/interfaces';
 
 export class AssetClassClusterRiskEquity extends Rule<Settings> {
   private holdings: PortfolioPosition[];
@@ -19,7 +14,7 @@ export class AssetClassClusterRiskEquity extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: AssetClassClusterRiskEquity.name
+      key: 'AssetClassClusterRiskEquity'
     });
 
     this.holdings = holdings;
@@ -106,20 +101,6 @@ export class AssetClassClusterRiskEquity extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.82,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.78
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/asset-class-cluster-risk/fixed-income.ts

@@ -1,12 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { PortfolioPosition, RuleSettings } from '@ghostfolio/common/interfaces';
-import {
-  PortfolioPosition,
-  RuleSettings,
-  UserSettings
-} from '@ghostfolio/common/interfaces';
 
 export class AssetClassClusterRiskFixedIncome extends Rule<Settings> {
   private holdings: PortfolioPosition[];
@@ -19,7 +14,7 @@ export class AssetClassClusterRiskFixedIncome extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: AssetClassClusterRiskFixedIncome.name
+      key: 'AssetClassClusterRiskFixedIncome'
     });
 
     this.holdings = holdings;
@@ -106,20 +101,6 @@ export class AssetClassClusterRiskFixedIncome extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.22,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.18
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/currency-cluster-risk/base-currency-current-investment.ts

@@ -1,12 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { PortfolioPosition, RuleSettings } from '@ghostfolio/common/interfaces';
-import {
-  PortfolioPosition,
-  RuleSettings,
-  UserSettings
-} from '@ghostfolio/common/interfaces';
 
 export class CurrencyClusterRiskBaseCurrencyCurrentInvestment extends Rule<Settings> {
   private holdings: PortfolioPosition[];
@@ -18,7 +13,7 @@ export class CurrencyClusterRiskBaseCurrencyCurrentInvestment extends Rule<Setti
     languageCode: string
   ) {
     super(exchangeRateDataService, {
-      key: CurrencyClusterRiskBaseCurrencyCurrentInvestment.name,
+      key: 'CurrencyClusterRiskBaseCurrencyCurrentInvestment',
       languageCode
     });
 
@@ -93,18 +88,6 @@ export class CurrencyClusterRiskBaseCurrencyCurrentInvestment extends Rule<Setti
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/currency-cluster-risk/current-investment.ts

@@ -1,12 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { PortfolioPosition, RuleSettings } from '@ghostfolio/common/interfaces';
-import {
-  PortfolioPosition,
-  RuleSettings,
-  UserSettings
-} from '@ghostfolio/common/interfaces';
 
 export class CurrencyClusterRiskCurrentInvestment extends Rule<Settings> {
   private holdings: PortfolioPosition[];
@@ -18,7 +13,7 @@ export class CurrencyClusterRiskCurrentInvestment extends Rule<Settings> {
     languageCode: string
   ) {
     super(exchangeRateDataService, {
-      key: CurrencyClusterRiskCurrentInvestment.name,
+      key: 'CurrencyClusterRiskCurrentInvestment',
       languageCode
     });
 
@@ -94,19 +89,6 @@ export class CurrencyClusterRiskCurrentInvestment extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.5
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/economic-market-cluster-risk/developed-markets.ts

@@ -1,8 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
 
 export class EconomicMarketClusterRiskDevelopedMarkets extends Rule<Settings> {
   private currentValueInBaseCurrency: number;
@@ -17,7 +16,7 @@ export class EconomicMarketClusterRiskDevelopedMarkets extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: EconomicMarketClusterRiskDevelopedMarkets.name
+      key: 'EconomicMarketClusterRiskDevelopedMarkets'
     });
 
     this.currentValueInBaseCurrency = currentValueInBaseCurrency;
@@ -96,20 +95,6 @@ export class EconomicMarketClusterRiskDevelopedMarkets extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.72,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.68
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/economic-market-cluster-risk/emerging-markets.ts

@@ -1,8 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
 
 export class EconomicMarketClusterRiskEmergingMarkets extends Rule<Settings> {
   private currentValueInBaseCurrency: number;
@@ -17,7 +16,7 @@ export class EconomicMarketClusterRiskEmergingMarkets extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: EconomicMarketClusterRiskEmergingMarkets.name
+      key: 'EconomicMarketClusterRiskEmergingMarkets'
     });
 
     this.currentValueInBaseCurrency = currentValueInBaseCurrency;
@@ -96,20 +95,6 @@ export class EconomicMarketClusterRiskEmergingMarkets extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.32,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.28
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/emergency-fund/emergency-fund-coverage.ts

@@ -1,8 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
 
 import { Big } from 'big.js';
 
@@ -17,7 +16,7 @@ export class EmergencyFundCoverage extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: EmergencyFundCoverage.name
+      key: 'EmergencyFundCoverage'
     });
   }
 
@@ -91,18 +90,6 @@ export class EmergencyFundCoverage extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/emergency-fund/emergency-fund-setup.ts

@@ -1,8 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
 
 export class EmergencyFundSetup extends Rule<Settings> {
   private emergencyFund: number;
@@ -15,7 +14,7 @@ export class EmergencyFundSetup extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: EmergencyFundSetup.name
+      key: 'EmergencyFundSetup'
     });
 
     this.emergencyFund = emergencyFund;
@@ -51,18 +50,6 @@ export class EmergencyFundSetup extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/fees/fee-ratio-total-investment-volume.ts

@@ -1,8 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
 
 export class FeeRatioTotalInvestmentVolume extends Rule<Settings> {
   private fees: number;
@@ -17,7 +16,7 @@ export class FeeRatioTotalInvestmentVolume extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: FeeRatioTotalInvestmentVolume.name
+      key: 'FeeRatioTotalInvestmentVolume'
     });
 
     this.fees = fees;
@@ -75,19 +74,6 @@ export class FeeRatioTotalInvestmentVolume extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.01
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/liquidity/buying-power.ts

@@ -1,8 +1,7 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import { RuleSettings } from '@ghostfolio/common/interfaces';
-import { RuleSettings, UserSettings } from '@ghostfolio/common/interfaces';
 
 export class BuyingPower extends Rule<Settings> {
   private buyingPower: number;
@@ -15,7 +14,7 @@ export class BuyingPower extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: BuyingPower.name
+      key: 'BuyingPower'
     });
 
     this.buyingPower = buyingPower;
@@ -82,19 +81,6 @@ export class BuyingPower extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0
-    };
-  }
 }
 
 interface Settings extends RuleSettings {

apps/api/src/models/rules/regional-market-cluster-risk/asia-pacific.ts

@@ -1,8 +1,6 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
-import { UserSettings } from '@ghostfolio/common/interfaces';
 
 import { Settings } from './interfaces/rule-settings.interface';
 
@@ -19,7 +17,7 @@ export class RegionalMarketClusterRiskAsiaPacific extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: RegionalMarketClusterRiskAsiaPacific.name
+      key: 'RegionalMarketClusterRiskAsiaPacific'
     });
 
     this.asiaPacificValueInBaseCurrency = asiaPacificValueInBaseCurrency;
@@ -90,18 +88,4 @@ export class RegionalMarketClusterRiskAsiaPacific extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.03,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.02
-    };
-  }
 }

apps/api/src/models/rules/regional-market-cluster-risk/emerging-markets.ts

@@ -1,8 +1,6 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
-import { UserSettings } from '@ghostfolio/common/interfaces';
 
 import { Settings } from './interfaces/rule-settings.interface';
 
@@ -19,7 +17,7 @@ export class RegionalMarketClusterRiskEmergingMarkets extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: RegionalMarketClusterRiskEmergingMarkets.name
+      key: 'RegionalMarketClusterRiskEmergingMarkets'
     });
 
     this.currentValueInBaseCurrency = currentValueInBaseCurrency;
@@ -92,18 +90,4 @@ export class RegionalMarketClusterRiskEmergingMarkets extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.12,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.08
-    };
-  }
 }

apps/api/src/models/rules/regional-market-cluster-risk/europe.ts

@@ -1,8 +1,6 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
-import { UserSettings } from '@ghostfolio/common/interfaces';
 
 import { Settings } from './interfaces/rule-settings.interface';
 
@@ -19,7 +17,7 @@ export class RegionalMarketClusterRiskEurope extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: RegionalMarketClusterRiskEurope.name
+      key: 'RegionalMarketClusterRiskEurope'
     });
 
     this.currentValueInBaseCurrency = currentValueInBaseCurrency;
@@ -90,18 +88,4 @@ export class RegionalMarketClusterRiskEurope extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.15,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.11
-    };
-  }
 }

apps/api/src/models/rules/regional-market-cluster-risk/japan.ts

@@ -1,8 +1,6 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
-import { UserSettings } from '@ghostfolio/common/interfaces';
 
 import { Settings } from './interfaces/rule-settings.interface';
 
@@ -19,7 +17,7 @@ export class RegionalMarketClusterRiskJapan extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: RegionalMarketClusterRiskJapan.name
+      key: 'RegionalMarketClusterRiskJapan'
     });
 
     this.currentValueInBaseCurrency = currentValueInBaseCurrency;
@@ -90,18 +88,4 @@ export class RegionalMarketClusterRiskJapan extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.06,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.04
-    };
-  }
 }

apps/api/src/models/rules/regional-market-cluster-risk/north-america.ts

@@ -1,8 +1,6 @@
 import { Rule } from '@ghostfolio/api/models/rule';
 import { ExchangeRateDataService } from '@ghostfolio/api/services/exchange-rate-data/exchange-rate-data.service';
 import { I18nService } from '@ghostfolio/api/services/i18n/i18n.service';
-import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
-import { UserSettings } from '@ghostfolio/common/interfaces';
 
 import { Settings } from './interfaces/rule-settings.interface';
 
@@ -19,7 +17,7 @@ export class RegionalMarketClusterRiskNorthAmerica extends Rule<Settings> {
   ) {
     super(exchangeRateDataService, {
       languageCode,
-      key: RegionalMarketClusterRiskNorthAmerica.name
+      key: 'RegionalMarketClusterRiskNorthAmerica'
     });
 
     this.currentValueInBaseCurrency = currentValueInBaseCurrency;
@@ -90,18 +88,4 @@ export class RegionalMarketClusterRiskNorthAmerica extends Rule<Settings> {
       languageCode: this.getLanguageCode()
     });
   }
-
-  public getSettings({
-    baseCurrency = DEFAULT_CURRENCY,
-    locale = DEFAULT_LOCALE,
-    xRayRules
-  }: UserSettings): Settings {
-    return {
-      baseCurrency,
-      locale,
-      isActive: xRayRules?.[this.getKey()]?.isActive ?? true,
-      thresholdMax: xRayRules?.[this.getKey()]?.thresholdMax ?? 0.69,
-      thresholdMin: xRayRules?.[this.getKey()]?.thresholdMin ?? 0.65
-    };
-  }
 }

apps/api/src/models/rules/rule-settings.spec.ts

@@ -0,0 +1,59 @@
+import { getRuleSettings, getXRayRulesSettings } from './rule-settings';
+
+describe('Rule settings', () => {
+  it('gets default settings for a rule', () => {
+    expect(
+      getRuleSettings({
+        key: 'AssetClassClusterRiskEquity',
+        userSettings: {}
+      })
+    ).toEqual({
+      baseCurrency: 'USD',
+      isActive: true,
+      locale: 'en-US',
+      thresholdMax: 0.82,
+      thresholdMin: 0.78
+    });
+  });
+
+  it('applies the configured settings for a rule', () => {
+    expect(
+      getRuleSettings({
+        key: 'AssetClassClusterRiskEquity',
+        userSettings: {
+          baseCurrency: 'CHF',
+          locale: 'de-CH',
+          xRayRules: {
+            AssetClassClusterRiskEquity: {
+              isActive: false,
+              thresholdMax: 0.9,
+              thresholdMin: 0.7
+            }
+          }
+        }
+      })
+    ).toEqual({
+      baseCurrency: 'CHF',
+      isActive: false,
+      locale: 'de-CH',
+      thresholdMax: 0.9,
+      thresholdMin: 0.7
+    });
+  });
+
+  it('omits the base currency when it is not used by a rule', () => {
+    expect(
+      getRuleSettings({
+        key: 'AccountClusterRiskSingleAccount',
+        userSettings: {}
+      })
+    ).toEqual({
+      isActive: true,
+      locale: 'en-US'
+    });
+  });
+
+  it('gets settings for all rules', () => {
+    expect(Object.keys(getXRayRulesSettings({}))).toHaveLength(17);
+  });
+});

apps/api/src/models/rules/rule-settings.ts

@@ -0,0 +1,102 @@
+import { RuleSettingsConfiguration } from '@ghostfolio/api/models/interfaces/rule-settings-configuration.interface';
+import { XRayRuleKey } from '@ghostfolio/api/models/types/x-ray-rule-key.type';
+import { DEFAULT_CURRENCY, DEFAULT_LOCALE } from '@ghostfolio/common/config';
+import {
+  RuleSettings,
+  UserSettings,
+  XRayRulesSettings
+} from '@ghostfolio/common/interfaces';
+
+const RULE_SETTINGS_CONFIGURATIONS = {
+  AccountClusterRiskCurrentInvestment: { thresholdMax: 0.5 },
+  AccountClusterRiskSingleAccount: { withBaseCurrency: false },
+  AssetClassClusterRiskEquity: {
+    thresholdMax: 0.82,
+    thresholdMin: 0.78
+  },
+  AssetClassClusterRiskFixedIncome: {
+    thresholdMax: 0.22,
+    thresholdMin: 0.18
+  },
+  BuyingPower: { thresholdMin: 0 },
+  CurrencyClusterRiskBaseCurrencyCurrentInvestment: {},
+  CurrencyClusterRiskCurrentInvestment: { thresholdMax: 0.5 },
+  EconomicMarketClusterRiskDevelopedMarkets: {
+    thresholdMax: 0.72,
+    thresholdMin: 0.68
+  },
+  EconomicMarketClusterRiskEmergingMarkets: {
+    thresholdMax: 0.32,
+    thresholdMin: 0.28
+  },
+  EmergencyFundCoverage: {},
+  EmergencyFundSetup: {},
+  FeeRatioTotalInvestmentVolume: { thresholdMax: 0.01 },
+  RegionalMarketClusterRiskAsiaPacific: {
+    thresholdMax: 0.03,
+    thresholdMin: 0.02
+  },
+  RegionalMarketClusterRiskEmergingMarkets: {
+    thresholdMax: 0.12,
+    thresholdMin: 0.08
+  },
+  RegionalMarketClusterRiskEurope: {
+    thresholdMax: 0.15,
+    thresholdMin: 0.11
+  },
+  RegionalMarketClusterRiskJapan: {
+    thresholdMax: 0.06,
+    thresholdMin: 0.04
+  },
+  RegionalMarketClusterRiskNorthAmerica: {
+    thresholdMax: 0.69,
+    thresholdMin: 0.65
+  }
+} as const satisfies Record<XRayRuleKey, RuleSettingsConfiguration>;
+
+export function getRuleSettings<T extends RuleSettings>({
+  key,
+  userSettings
+}: {
+  key: XRayRuleKey;
+  userSettings: UserSettings;
+}): T {
+  const configuration: RuleSettingsConfiguration =
+    RULE_SETTINGS_CONFIGURATIONS[key];
+  const configuredSettings = userSettings.xRayRules?.[key];
+  const settings: RuleSettings & {
+    baseCurrency?: string;
+    thresholdMax?: number;
+    thresholdMin?: number;
+  } = {
+    isActive: configuredSettings?.isActive ?? true,
+    locale: userSettings.locale ?? DEFAULT_LOCALE
+  };
+
+  if (configuration.withBaseCurrency !== false) {
+    settings.baseCurrency = userSettings.baseCurrency ?? DEFAULT_CURRENCY;
+  }
+
+  if (configuration.thresholdMax !== undefined) {
+    settings.thresholdMax =
+      configuredSettings?.thresholdMax ?? configuration.thresholdMax;
+  }
+
+  if (configuration.thresholdMin !== undefined) {
+    settings.thresholdMin =
+      configuredSettings?.thresholdMin ?? configuration.thresholdMin;
+  }
+
+  return settings as T;
+}
+
+export function getXRayRulesSettings(
+  userSettings: UserSettings
+): XRayRulesSettings {
+  return Object.fromEntries(
+    (Object.keys(RULE_SETTINGS_CONFIGURATIONS) as XRayRuleKey[]).map((key) => [
+      key,
+      getRuleSettings({ key, userSettings })
+    ])
+  ) as XRayRulesSettings;
+}

apps/api/src/models/types/x-ray-rule-key.type.ts

@@ -0,0 +1,3 @@
+import { XRayRulesSettings } from '@ghostfolio/common/interfaces';
+
+export type XRayRuleKey = keyof XRayRulesSettings;