import { Injectable } from '@angular/core'; import Big from 'big.js'; @Injectable() export class FireCalculatorService { private readonly COMPOUND_PERIOD = 12; public constructor() {} public calculateCompoundInterest({ P, periodInMonths, PMT, r }: { P: number; periodInMonths: number; PMT: number; r: number; }) { let interest = new Big(0); const principal = new Big(P).plus(new Big(PMT).mul(periodInMonths)); let totalAmount = principal; if (r) { const compoundInterestForPrincipal = new Big(1) .plus(new Big(r).div(this.COMPOUND_PERIOD)) .pow(periodInMonths); const compoundInterest = new Big(P).mul(compoundInterestForPrincipal); const contributionInterest = new Big( new Big(PMT).mul(compoundInterestForPrincipal.minus(1)) ).div(new Big(r).div(this.COMPOUND_PERIOD)); interest = compoundInterest.plus(contributionInterest).minus(principal); totalAmount = compoundInterest.plus(contributionInterest); } return { interest, principal, totalAmount }; } public calculatePeriodsToRetire({ P, PMT, r, totalAmount }: { P: number; PMT: number; r: number; totalAmount: number; }) { if (r == 0) { // No compound interest return (totalAmount - P) / PMT; } else if (totalAmount <= P) { return 0; } const periodInterest = new Big(r).div(this.COMPOUND_PERIOD); const numerator1: number = Math.log10( new Big(totalAmount).plus(new Big(PMT).div(periodInterest)).toNumber() ); const numerator2: number = Math.log10( new Big(P).plus(new Big(PMT).div(periodInterest)).toNumber() ); const denominator: number = Math.log10( new Big(1).plus(periodInterest).toNumber() ); return (numerator1 - numerator2) / denominator; } }